Reasons to BUY A New Home vs. Renting

1 - It is Affordable!

You can afford to own a home, let us tell you about:

• Tax deductions available
• Incredible low mortgage rates
• Incredible 0% loans available
• Homes with payment less than rent

2 - Location! Location! Location!

Buying - Choose the area and type of development you want. Join a community at it's inception and help share it's growth and character as time passes.

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Renting - Rental properties are often located in non-prime real estate locations. Developing a real sense of community with long-time residents and community involvement is not possible.

3 - Warranties!

Buying - Get a complete one-year limited warranty with your new home. You will also receive various extended manufacturers warranties.

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Renting - With a rental home what you see is what you get! If you have a problem with an appliance your landlord may or may not decide to repair it.

4 - Return on Investment!

Buying - You are building equity in your home on a monthly basis. This serves to make conditions favorable for a high value appreciation and profitable resale. You have the advantage of tax deductions at the end of the year.

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Renting - Paying rent each month is throwing money away. You will have nothing to show for your monthly rent payment no matter how long you live in a rental. There is no equity, no value appreciation and no return on investment potential.

5 - Competitive Pricing!

Buying - You have the ability to have a fixed monthly investment.

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Renting - Rental pricing depends on many factors, most of which has little to do with the quality of the property. If there is a rental shortage, then rent goes up! Rent payments can change on a yearly basis or monthly basis. Inconsistency in rent payments could hurt your budget.

6 - Floor plans to Fit Your Needs!

Buying - When you purchase a new home - you pick the floor plan that meet the needs of your family

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Renting - You are forbidden to put even a nail in a wall to hang pictures. In this type of situation, you cannot personalize the property. If you improve or alter the property at your expense, unfortunately for you the only person who gains is the landlord and not you!

7 - Energy Savings!

Buying - Homes built today are more energy efficient than ever before. The mechanical systems in your new home are brand new. Another tenant has never used it. Therefore, the monthly utility expenses are lower.

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Renting - Rentals can have high utility bills if the home has not been updated with energy - efficient features. Basically, why should a landlord invest in energy efficient equipment? The landlord won't save money, instead the tenant would. This would not be a good return on investment for the landlord.

8 - Low Maintenance Materials!

Buying - Building materials are getting more and more technologically advanced, so advanced that they are becoming virtually maintenance free. Overall better materials produce better exterior and interior finishes.

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Renting - Renters on the other hand have to hope they have a landlord that believes in keeping up the maintenance on the interior and exterior.

9 - Decorating Decisions!

Buying - When a new home is purchased you get to select a wide variety of options and colors for your home. Instead of adapting to a pre-existing decorating scheme.

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Renting - Renters are usually not allowed to paint or alter anything in their rented home. There is no personalization in this environment.

10 - Easy Financing!

Buying - We want homebuying to be an easy and quick process for you. We offer special financing through Victory Mortgage.

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Renting - Landlords do not offer any type of financial help for renters.

11 - A Community that fits!

Buying - People buying new homes find that their new neighbors share similar lifestyles, goals, and values. You have the ability to build long lasting relationships with neighbors.

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Renting - Rental communities can feature a wide range of unrelated people who may have very different reasons for why they are renting and living in a particular area. You do not have the ability to build long lasting relationships with neighbors.